Blue Cross and Blue Shield of Illinois Health Insurance
Blue Cross and Blue Shield of Illinois are proud providers of health insurance solutions to the state. They offer an industry leading health care plan program. The Blue Cross and Blue Shield of Illinois has over 6 million members, which makes it the largest health insurance company in Illinois. They are known for offering their members great plans, which are booth comprehensive and affordable. The Blue Cross Blue Shield of Illinois has plans which are customized to fit all group types; families, children, individuals, and consumer plans for Health Savings Accounts, short-term, Prescription drug and Medicare supplement plans.
This company has a vision to provide the most comprehensive plans at the most reasonable prices. When clients decide to become members of the Blue Cross Blue Shield network, they have access to over 23,000 physicians across the state. The company also provides their members with online services which are secure, including what is known as Blue Access, to check out benefits, claim status, and provider information.
Blue Cross Blue Shield History
Blue Cross Blue Shield is a large family of independently owned and operated companies, which began in around 1929 by a man named Justin Kimball, who offered insurance for 6$/ year for 21 days of hospital care. From there, the group began to grow as a partnered team in Chicago took on the same model of insurance but offered it as a not-for-profit payment plan to locals in 1936. In 1947 another non-profit group called Blue Shield began, and also began to spread across the state.
The two companies only recently merged in 1975, creating what is now known as the Blue Cross Blue Shield of Illinois, and the headquarters still remain in Chicago. Today, the Blue Cross Blue Shield of Illinois is a huge, top health insurance company. They provide health care insurance solutions to residents across the state, and manage plans, including HMOs, POS, and PPOs. They offer managed care plans which are considered to be very affordable and have an emphasis on the prevention part of health care. The plans cover things like routine check-ups, physicals, and immunizations, all important parts of preventative maintenance.
Blue Cross and Blue Shield of Illinois Helping the Community
The Blue Cross Blue Shield of Illinois takes very seriously issues that affect the community, especially health related issues. In 1990 when the measles outbreak occurred, the company began a traveling care program to be able to immunize as many as those who needed them. There are CareVans which go to community events and public housing projects to provide community members with vaccinations for free. They are also dedicated to raising awareness of the importance of childhood immunization.
Also, Blue Cross Blue Shield of Illinois has made charitable donations and volunteer many hours to local community events and causes. Their corporate giving program provides grants to those in the community who begin initiatives which can address issues within the health care system in Illinois.
Blue Cross and Blue Shield of Illinois Ratings
Blue Cross and Blue Shield of Illinois have done very well in the eyes of their members and among expert financial rating and raking companies. They have scored Superior ratings from A.M. Best, as well as an “Excellent” from Moody's.
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